Blackjack isn’t just about beating the dealer’s hand without going over 21. The game also has a number of side bets that players can make to maximize earnings. To name a few, there’s “21+3,” “Blackjack Match,” “Blazing 7’s,” “Royal 20’s,” “Super 4,” “Suit ‘Em Up,” and many others. But the side bets that are commonly offered on most casinos are these two:
- Insurance – in the event that the dealer gets an upcard of an ace, he can ask the players at the table if they want to “take insurance.” This kind of side bet basically calls on the players to wager on the probability that the dealer’s downcard, or sometimes called, the “hole card” is a ten or a face card.
To take insurance, players will put out half of their original bet. They can tell the dealer by placing their chips on the insurance line drawn in the blackjack table. If the dealer indeed gets a ten-value card, or a blackjack, the player wins 2-1 on his insurance bet. Now, if the hole is valued less than 10, the player loses his insurance wager; however, he still has the chance to win with his original bet, that is, if the dealer’s total is lesser than his hand.
- Even Money – another type of side bet which pretty much works like an insurance. The even money bet is offered to a player or players with a blackjack and the dealer himself has an ace upcard. For the player to take an “even money,” he agrees to accept a 1:1 payout on his bet before the dealer gets to check his hole card.